General Insurance
Trusted advice from experienced financial advisers to help you insure the things that matter most.
Protection
Insurance products
Working across home, landlord and commercial, we can find a competitive quote with cover that will help when you need it most.
Home Insurance
Insuring your home can include buildings insurance, contents insurance or combining the two. Typically you will get a discount if you purchase both buildings and contents insurance from the same provider.
Buildings insurance will cover the cost to build your house again, rather than the cost to purchase it on the market. It includes essentially the bricks and mortar of your home plus any fixtures and fittings. It does not cover the contents.
Contents insurance covers the value to replace your possessions with new. To get accurate cover you must carefully take an inventory of your possessions, which includes electronic devices, clothes, jewellery, equipment, etc.
Contents insurance can often cover your items when taken outside of your home. Speak with our team to understand what level of contents insurance would best suit you needs.
Landlord Insurance
As a landlord it is important to protect your assets, be that the physical building or the rental payments you receive. Landlord insurance can cover property damage, liability and loss of income.
Property damage is similar to buildings insurance for a home that you live in, except it covers your rental property. Insurance will cover the cost to rebuild the property in the event of damage.
Liability insurance protects you, as the landlord, against any liability claims or lawsuits relevant to your property. This could involve personal injury claims or accidental damage arising from property defects.
As a landlord your rental income is critical. Loss of income insurance can compensate if your property became uninhabitable. Other options include rent guarantee insurance, which can help if a tenant stops paying their rent.
Talk to our advisers
PO Box 17324
Tamworth
Staffordshire
B77 5WD
01827 259658
[email protected]