Pensions & Investments

Pensions are one method of helping you to save money during your working life to help fund your retirement. Unlike many other methods of saving, pensions are highly tax-efficient due to the tax relief on your pension contributions.

Advice from a financial adviser can help you to choose which type of pension fund is most applicable to your circumstances, age and attitude to risk. We partner with Asquith Hart who can help you to understand the charges that apply to cover administration and fund management.

You can top up your pensions through additional contributions to capitalise on your tax-efficient savings, and it is often a good idea to do so as your income grows.

Our affinity partners, Asquith Hart, have an in-depth expertise in the pensions market. They help clients to understand their own pensions situation and how it is affected by the current market, and assist corporate clients with all the requirements of the Auto Enrolment regulations.

Pension transfers can appear complicated, but with professional advice our affinity partner can help you to understand the complexities of Cash Equivalent Transfer Value (CETV) this relates to final salary and defined benefit pension schemes. If your CETV is equivalent to £30,000 or more, financial advice is a legal requirement.